Never Regard Cheap Travel Insurance for Biking an Optional Extra.

So you've secured a loan and bought the motorcycle of your dreams. You've got your maps and outlined your route including just the right combination of windy, scenic and off-road stretches. And your leathers are looking like they mean business. All that's left is to pack and hit the road. Well, not quite. Now is the time to seriously consider if you are fully covered financially. The motorcycle may well be insured (that's the law of the land) and your home and its contents are insured (you'd never risk losing all those precious electronics) so that should cover your gear too. At this point you may be wondering how you could possibly need more.

Well, quite honestly, leaving home without cheap travel insurance would be unwise to put it mildly. If you're already on a tight budget due to your monthly loan payments, added to the pretty hefty vehicle insurance, on top of the road tax, together with the cost of your accessories, not to mention your holiday board and lodging and other anticipated expenses, you are going to be somewhat inclined to give added protection a miss. No-one likes to imagine the worst, but what if you're touring abroad, and your cash and tickets disappear? What if your personal effects are lost or stolen and you forgot to notify your home insurer of the newer, pricier items? Worse still, what if you require emergency medical care? Your bike loan payments could end up being tip of the iceberg.