This is the basic criteria we use at Bikerloans. Hopefully by having this information you will have a reasonable idea as to whether we will be able to assist your customer even before you send us a proposal.

Customers with good credit:

  • UK Resident, Min age 21 (Guarantor maybe required)
  • CBT for bikes up to 125cc, Full Cat A for all bigger bikes
  • Must be employed full time, self employed, HM Forces, Retirees under 70. No agency workers
  • Electoral role trace
  • Benefit payments, working tax credits and pensions accepted
  • Most road legal motorcycles and scooters ok includes bikes OVER 10 years old. We can finance some Chinese imports & road legal Quads
  • Advances based on percentage Glass’s Guide Trade values. Customers generally need a deposit of 5%- 10% which can include a part exchange bike
  • Competitive rates

Customers with adverse credit:

  • UK Resident, Minimum age 21.
  • CBT or Full Cat A bike Licence required.
  • Must be employed full time, self employed, HM Forces. No agency workers.
  • Some electoral role trace.
  • Most road legal motorcycles and scooters ok including bikes over 10 years old. Finance for Chinese imports and Quad bikes available.
  • Advances to Glass’s Guide Retail, low deposit deals ok.

 

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