Bikerloans most frequently asked questions about Motorcycle finance, Scooter, Moped, Classic Bike and road legal Quad Bike loans.

How do I apply for a motorcycle loan or finance?

Finance & Loan applications must be submitted online from our Apply Page

How long does it take to obtain my motorcycle loan or finance?

We try to contact all successful applicants usually within 24 hours. From application to completion you should be riding your bike within one week. Bike finance can be arranged faster if you give us all the bike details when you apply.

How much can I borrow?

Loan amounts vary according to individual circumstances, minimum unsecured loan is £250. The amount will be discussed with you individually when you apply. £1500 is the minimum loan value for bike finance, max £15,000.

Do I need a motorcycle licence?

Yes you will need to have either a Full Cat A motorcycle licence or CBT pass to obtain bike finance. This is because you need to have passed your CBT (Compulsory Basic Training) to ride any bike over 50cc, so a CBT is now necessary for all 125cc riders. Above a 125cc you will need a Full Cat A bike licence.

If you’re just starting out and want to step right up to Harley or a Ducati, you are going to need to complete a Direct Access course.

A Bike licence is not a requirement for customers applying for a personal bike loan. Some customers choose the loan option as the cost of training can be included in the one loan payment.

Do I need to supply any documents?

Yes the underwriters will request you return copies of any documents they require together with your signed loan agreement. Usually you will need: copies of payslips, bank statements or accounts for self employed applicants, a proof of address, e.g: utility bill, rent book, bank statement etc.

With motorcycle finance documents are always signed on the dealers premises and you will need to take your motorcycle licence or CBT certificate and any other documents requested with you to the dealership for photocopying.

Can anyone apply for a motorcycle loan or finance?

The unsecured bikerloans are open to anyone over 18 yrs old.

Bike finance is only available to customers buying from motorcycle dealerships. For bike finance you must be over 21yrs old, (Guarantor may be required) have a CBT for Full Cat A bike licence and be on the electoral roll. Some past adverse credit is usually OK.

You can apply if you are employed, self employed or in the Armed Forces. We can assist homeowners, tenants and customers living with parents. We have some guidelines to see if you are likely to qualify.

Is the loan unsecured?

Yes, all loans are unsecured. Motorcycle finance is secured on the bike only. We do offer secured loans for home owners via our sister website www.loans2you.net even if you've experienced past credit problems.

Do I have to buy a motorcycle from a dealer?

No, our finance options give you the flexibility to choose a bike from a local dealer or privately if you prefer.

How can I contact you ?

Please use the contact page.