• Q . How do I apply for Motorcycle Finance?

    The easiest way to apply is Online via our Motorcycle Finance Application Form

  • How much can I borrow?

    Amounts vary according to your individual circumstances, minimum remaining loan balance is £1500. The monthly payment amount will be discussed with you individually when you apply. Maximum is normally £20,000. Exceptions are made and can be discussed.

  • Do I need a motorcycle License?

    Yes you will need to have either a Full Cat A motorcycle licence or CBT pass to obtain bike finance. This is because you need to have passed your CBT (Compulsory Basic Training) to ride any bike over 50cc, so a CBT is now necessary for all 125cc riders. Above a 125cc you will need a Full Cat A bike license.

    If you’re just starting out and want to step right up to Harley or a Ducati, you are going to need to complete a Direct Access course.

  • Do I need to supply any documents?

    Our underwriters will request you return copies of any documents they require together with your signed loan agreement. Usually, you will need copies of payslips, bank statements or accounts for self-employed applicants, a proof of address, e.g: utility bill, rent book, bank statement etc.

  • Can anyone apply for Motorcycle Finance?

    Bike finance is only available to customers buying from motorcycle dealers. For bike finance you must be over 21yrs old, (Guarantor may be required). You will need to have a CBT pass or Full Cat A bike licence and normally be on the electoral roll. Some past adverse credit is usually OK.

    You can apply if you are employed, self-employed, retired or in the Armed Forces. We can assist homeowners, tenants and customers living with parents. We have some guidelines to see if you are likely to qualify.

  • Is the loan unsecured?

    Yes, all loans are unsecured. Motorcycle finance is secured on the bike only.

  • Do I have to buy a motorcycle from a dealer?

    Yes because the dealership will be able to offer you a guarantee which is always a minimum of 3 months even on older bikes.

  • How can I contact you ?

    Please use the contact page.

  • What is the difference between motorbike finance and a loan?

    Bike finance is secured on the value of the motorcycle, an unsecured loan can be used for any purpose. Because our loans are secured on the bike we can be more flexible with underwriting.

  • I am doing a training course can I still apply for bike finance?

    Yes we have many customers taking CBT or Direct Access courses. You can still apply for bike finance but we would be unable to complete a deal until you had a pass certificate.

  • Can you finance a bike if I only have a provisional or full car licence?

    Yes but only for a 50cc moped. It is recommended you take a CBT.

  • I have found a bike I want to buy but it’s at a dealership 150 miles away, can I still get finance for it?

    Yes, we offer a distance sale service so it is not always necessary to sign the finance documents on a dealership’s premises.

  • The bike I have found is a 2001 model, can you finance these?

    Yes we offer bike finance for almost all makes, models and age of motorcycle.

  • I am a courier who needs a bike for work, would you finance a new bike for me to use?

    No problem we have assisted many bike couriers finance a motorcycle for courier work.

  • Can I buy from any Motorcycle dealer?

    Yes you can buy from any reputable dealership

  • Is there a charge for making an application?

    There are NO application fees to pay.

  • I am self employed, can you assist me?

    Yes usually as long as you have proof of income.

  • Do you offer FREE quotations?

    We can offer a ballpark quotation of likely monthly costs but need you to make an application to give a firm written quotation.